Film Production Insurance checklist

Before your next shoot, use this practical film insurance checklist to make sure you’re fully covered. Whether you’re filming a short, a TV ad, or a full-length feature, Kerry London helps producers tick all the right boxes.

Pre-production planning

Make sure you have the basics in place before your insurance is arranged.

• Confirm final production schedule and budget
• Secure permits and permissions (public locations, drone use, etc.)
• Finalise cast, crew and equipment requirements
• Note international filming or travel risks
• Have insurance clauses in place for freelancers and suppliers

Essential insurance cover

These policies are fundamental for most UK film productions:

• Public Liability Insurance
• Employers’ Liability (legally required if hiring staff/crew)
• Cast Insurance
• Owned & Hired Equipment Insurance
• Props, Sets & Wardrobe Cover
• Digital Media & Negative Film Insurance
• Production Office Insurance
• Travel & Overseas Filming Cover

Specialist covers you might need

Depending on your shoot, you may need more tailored cover.

• Drone / UAV Aviation Liability
• Vehicle & Unit Base Insurance
• Weather Delay / Adverse Weather Insurance
• Cancellation & Abandonment Cover
• Errors & Omissions (E&O) for distribution

Final checks

Don’t forget the paperwork.

• Confirm all limits, exclusions and deductibles
• Provide certificates of insurance to rental houses or local authorities
• Share insurer contact details with your production team
• Back up all insurance documents (digital & print)
• Keep your broker informed of any major changes to the shoot

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Kerry London is authorised and regulated by the Financial Conduct Authority. The company is a leading UK independent and Lloyd’s registered broker, which means that we work with a wide range of niche and major insurers.

This note is not intended to give legal or financial advice, and, accordingly, it should not be relied upon for such or regarded as a comprehensive statement of the law and/or market practice in this area. In preparing this note, we have relied on information sourced from third parties, and we make no claims as to the completeness or accuracy of the information contained herein. You should not act upon information in this bulletin nor determine not to act without first seeking specific legal and/or specialist advice. We and our officers, employees or agents shall not be responsible for any loss whatsoever arising from the recipient’s reliance upon any information we provide herein and exclude liability for the content to the fullest extent permitted by law.

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